Cigna Reviews
Cigna Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Cigna has a 1.4 star rating from 93 reviews, 33% would likely recommend, with 89% unfavorable and 4% positive. Consumers cite high price level, frequent customer service failures, billing and refund requests, and exchange/cancellation problems.
Key Takeaways for Future Customers
- Check recent Cigna reviews for claims and billing experiences before enrolling.
- Expect long holds and potential difficulty reaching helpful customer service representatives.
- Document communications when asking for refunds or cancellations.
Negative Feedback / Risk Areas
- Customer complaints about billing errors, disputed charges, and automatic payment issues.
- Frequent claim denials, denied payments, and unresolved provider claims causing unpaid balances.
- Poor phone support, long hold times, and inconsistent representative information.
Positive Feedback
Some customers note benefits and occasional helpful staff, but praise is limited.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Cigna has a 1.4 star rating from 93 reviews, 33% would likely recommend, with 89% unfavorable and 4% positive. Consumers cite high price level, frequent customer service failures, billing and refund requests, and exchange/cancellation problems.
Key Takeaways for Future Customers
- Check recent Cigna reviews for claims and billing experiences before enrolling.
- Expect long holds and potential difficulty reaching helpful customer service representatives.
- Document communications when asking for refunds or cancellations.
Negative Feedback / Risk Areas
- Customer complaints about billing errors, disputed charges, and automatic payment issues.
- Frequent claim denials, denied payments, and unresolved provider claims causing unpaid balances.
- Poor phone support, long hold times, and inconsistent representative information.
Positive Feedback
Some customers note benefits and occasional helpful staff, but praise is limited.
Media from reviews





This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Worst Health Insurance In the World
- - Intake claimed surfing accidents were covered, but policy shows they are not.
- - Recordings not provided; cancellation requests not fulfilled.
Cigna International Healthcare is a complete scam. They lied on the intake saying that surfing accidents are covered.
After I paid for a full year insurance they send me the policy and that showed that surf accidents are NOT covered. So, I asked for the Sales recordings and filled a complaint. I also request to cancel my policy immediately, I was less than one month into the annual contract. The recordings were never shared.
I could cancel my insurance after 3 months so I requested confirmation but received this yesterday while it is cancelled today, so I had no time to get a new health insurance on time. The fee they calculated is incorrect and only given after cancellation, it is far from the 9 months that are remaining and I did not claim anything. Also no calculation is given, just an amount. My complain was not dealt with and the requested recordings were never given.
I also messaged the CEO and complained about the horrible service.
I never heard back of him. This company is only out to take your money, dont expect anything in return!
- I could cancel after 3 months
- Incorrect info
- Bad follow ups
- Horrible complaint handling
Preferred solution: Full refund
User's recommendation: NEVER GO HERE
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |This person supports our platform.
SupporterAvoid! They are liars and cheats!
- - Plan promised two free cleanings per year; no claims paid.
- - Office claimed acceptance; support gave conflicting network-status reasons.
After posting numerous complaints, I received an email from a customer service person who told me they would "work to resolve" my complaint. The last time I heard from them was August 20.
Almost a week later, I've had no refund, no follow-up ... nothing.Avoid Cigna Dental if you value your sanity and your money.
However, Cigna Dental has consistently refused to pay claims for my routine cleaning appointments, even though Cigna Dentals website clearly states that my plan included two free cleanings per year.
Cigna Dental has never paid a single claim. When I called on July 10, 2026 to ask why my claims were denied, the so-called customer service person said it was because Dr.
Lemmerman is not in network, even though he personally told me his office accepts Cigna Dental. When I pointed that out to the customer service person, she tried to make excuses, stating at one point, Well, maybe they only take Cigna through employers. After hearing that utter nonsense, I canceled my coverage.
If Cigna Dental had been transparent in their advertising, I never would have signed up for it in the first place.
They are engaged in deceptive business practices.
I wrote to the CEO, Brian Evanko, about this matter. He ignored me.
I had been paying $38 every month for 10 months and got no coverage.
- Denied all my claims total waste of money
Preferred solution: Full refund
User's recommendation: I strongly advise others to steer clear of Cigna Dental. They are thieves!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I cancelled my Cigna health insurance,...
I cancelled my Cigna health insurance, but the monthly fee was still charged. I couldn't find an option on the website to cancel the automatic payment, so I am requesting a refund and asking to have the automatic payment cancelled.
- There is almost nothing you can do on the website
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerHorrible customer service, I tried over 3 numbers that they dont work, finally found a number that rang and I was transferred to 4 different departments.
She could not help me with my issue, not that was not in her power and was something done on the provider s end.
Pay premium
I was trying to pay for premium, but the phone number is not working for customer service. Please help; I don't want my premium to lapse.
Preferred solution: Apology
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Patient Claims
I’m not certain what else to do to get these claims paid. Cigna states American Specialty Health is responsible for payment and American Specialty Health says they do not service the counties our clinics are in, therefore, Cigna is responsible for payment.
Cigna forwards our claims to ASH. ASH denies our claims, stating they do not cover ***, ***, or *** counties, where our clinics are located. *** states *** is responsible for these claims. I resubmit to Cigna with the ASH rejection, and *** denies it for duplicate claims.
I have resubmitted numerous times with documentation from ASH representatives, and still, no payment has been received. I have approximately $30,000 sitting here that I cannot get a resolution for. Calling Cigna does not help, as they continue to tell me ASH is responsible. ASH states Cigna is responsible.
I cannot get anyone on the phone who knows what is happening. It is very frustrating.
- Does not pay claims
Preferred solution: Patient claims paid!!
User's recommendation: Don't use Cigna
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Refusing to send me my EOBs from 2025
I received a change of monthly charges for my Cigna benefits, which is a $90 increase. I want to review the estimate of benefits for 2025 to determine if it's a fair increase or if it's an overcharge. They're refusing to give me the information.
User's recommendation: Watch out
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCigna insurance login
- - Unable to login to Cigna; on hold over an hour with no help.
- - Agent Henry gave a website and phone; login still fails.
I am unable to login to my Cigna account. I was on hold for more than an hour and finally reached someone.
He did not help me. He just gave me a website and a phone number to try to login. Both were unsuccessful.
I am a retiree from Caterpillar.
My health insurance is moving from Cigna to Healthspring.
YOUR CUSTOMER SERVICE IS ABYSMALLY BAD BAD BAD BAD!!!
I NEED HELP, AND I AM NOT RECEIVING HELP ON YOUR WEB SITE OR TELEPHONE. iT'S JUST DEAD END AFTER DEAD END.
RIGHT NOW I'M ON HOLD AGAIN, AT THE NUMBER THE AGENT "***" gave ME.
"THANK YOU FOR YOUR PATIENCE...A CUSTOMER SERVICE AGENT WITH BE WITH YOU SOON." I HAVE HEARD THAT MESSAGE MORE THAN 10 TIMES.
HELP
HELP
PLEASE PHONE ME AND HELP ME LOGIN.
PLEASE PHONE ME AT ***.
***
***
***
***
- Customer service for claims and systems rest are incompetant
Preferred solution: Assistance with login
User's recommendation: I still have not reached Cigna. I have been on hold for an hour and 20 minutes. I reached an agent earlier and all they did was to give me another phone number where I was placed on hold a 2nd and 3rd time.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerBad company
- - Charged an extra $800 before surgery.
- - I was left with a $47,000 bill after they didn't pay the bills, and I would tell others to stay away.
I had surgery they told me I was good had to pay extra 800 dollars before my surgery for them to no pay the bills leaving with a 47000 dollar bill i would never use this company again and I would definitely tell everyone to stay away
User's recommendation: Stay away
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCustomer Service
- - Telephone service is abysmal.
- - Leaders profit from stock options and would pay more for Humana with better service.
Telephone customer service is abysmal. Third-party contractors from the third world.
English is not their primary language. Cigna customers suffer in order for the CEO and board members to pocket stock option gains. I would rather go with Humana (failing corp) that has great telephone customer service. Yes, I will pay a few thousand more if need be.
Cigna is not there for the customer! The customer is there for Cigna.
Greedy, parasitic, _ _ _!!! None of them care for us.
- Lower out of pocket
Preferred solution: Apology
User's recommendation: Look elsewhere, in the cess pool of Medical Insurance.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI have a very big cost-saving recommendation
- - Invoices are in an envelope in each package.
- - Invoices are inside packages without envelopes.
- - Forward to the proper authority; acknowledge receipt.
I get home delivery of my prescriptions through Express Scripts. Each time, an envelope is placed inside the package with invoice information about the medication being delivered.
There is no reason why that information is inside an envelope inside the package. It is an inconvenience to me to open it and throw the envelope away and it is wasteful. Whenever I receive an item I've ordered, whatever it is, the invoice is just placed inside the package without also being inside an envelope. When the man-hours and material are taken into consideration, this is a very costly mistake on the part of whoever made this ill-thought-out decision.
Please forward my comments to the proper authority and stop this impractical, expensive, wasteful and annoying procedure.
I would appreciate a reply acknowledging receipt of this email. Thank you.
- Great service
- Not thinking about cost in certain areas
Preferred solution: Have Express Scripts stop putting their invoice into an envelope into the package.
User's recommendation: If this practice annoys you too, please contact Cigna Customer Service via email also. If enough people express a problem with this, maybe they will do something and save themselves a lot of money in the process.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerBilling
I have called several times trying to deal with this issue. Please fix this! I need help, like today.
- Customer service
Preferred solution: Full refund
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerProviders Beware: Don't Accept Cigna
- - Claims take hours and require five calls to get paid.
- - Reps can't explain why claims are rejected.
- - I can't accept Cigna due to time and money losses.
You will spend hours trying to get paid for claims that they'll blatantly acknowledge should be paid. I have not gotten a single check from them without at least 5 calls per claim.
The reps can't explain WHY the claims are rejected, so there's nothing you can do to fix it; they just deny them, knowing they'll be making their profit when you finally give up. ProPublica ran a great article about this in March 2023 and nothing has changed. My clients have called, I've called--and still the unwarranted denials trickle in.
I am now unfortunately telling clients with Cigna that I cannot accept their insurance because I can't keep losing time and money. Cigna is doing great for their CEOs and stockholders while taking advantage of everyone else, and ultimately people who need care suffer for it.
User's recommendation: Avoid Cigna as a provider and as a customer.
Insurance Expert Talks
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerRejected inpatient hospitalization for no reason; greedy scammers; unreliable at best
- - Inpatient hospitalization was denied without explanation.
- - Six reps gave only working on it replies for a month; dates and documents weren't reviewed.
Rejected my inpatient hospitalization resulting from an accident with absolutely no explanation whatsoever. They claimed it was unnecessary to do this hospital stay on an outpatient basis, but I provided them a medical report stating that this is clearly not the case.
There was nothing in any way, shape or form that would allow this to be an outpatient procedure.
They proceeded to give me hollow responses, nothing answers, and a complete runaround for almost 1 full month now. I've spoken to 6 different reps and none provided any real response, other than that they are "working on it" and that they mistook the dates because they never even looked at the reports and bills I sent them.
All confidence I once had in this provider is lost.
They are a scam and cannot be relied on for life-threatening care. They should be ashamed of their business practices.
- Easy to call and signup
- Dishonest and will not pay out claims
Preferred solution: Full refund
User's recommendation: Stay away, luma or april are better
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerMy prescription refills
- - Refills were sent to Georgia instead of 76092.
- - I had to get a 30-day emergency supply from Walgreens and request reimbursement.
Despite my instruction to send refills to my address at Zip 76092 my supples have been sent to Georgia leaving me out of stock with essential medication eg Amlodipine Besylate tablets. I have been forced to place an emergency 30 days supply of which with Walgreens as I am leaving on an Alaska Cruiseon 07/25 . Pls ensure reimbursement to Walgreens of the cost of 30 days supply.
Miscommunication
- - 12:00 7-12-2024: audio was muffled.
- - The call disconnected; I had to call back.
- - Name: Jennifer L Smith; unhappy with plan change and Cigna service.
I just got off the phone with a representative that I couldn't hear or understand at 12:00 on 7-12-2024, because of her muffled background, so I had to call back because we got disconnected. Now she has blocked me from ALL of the Cigna customer service numbers, after I verified ALL of my correct contact information.
My name is Jennifer L Smith.
I hate that I changed my plan from the other insurance provider. Cigna customer service is the worst!!!
User's recommendation: You can never understand the customer service representatives. They are very unhelpful when it comes to questions about your plan, and benefits.
About
, , , ,
Cigna Corporation is a public company. It was founded in 1982 after the merger of two large insurance companies CG and INA. INA was founded in 1792 and sold its first life insurance in 1794. That is why Cigna Corporation is considered to be one of the oldest stock insurance companies in the United States. The insurance company is headquartered in Philadelphia, Pennsylvania. The company provides different insurance products such as life insurance, accident insurance, disability insurance, workers' compensation case management, etc. Cigna Corporation has several divisions including Cigna Healthcare, CIGNA Group Life and Disability, and Cigna International.
Cigna is ranked 366 out of 2463 in Insurance category
USA
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So your dentist recommended Cigna. What did he say when you told him he was classified out-of-network? Because he received a denial in billing them.
He said that they pay very little. In my case, they didn't pay anything.
I understand his claim was denied. I'm asking what his response to you was being classified out-of-network.