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Cigna

Cigna Reviews

www.cigna.com
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Cigna Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Cigna has a 1.4 star rating from 93 reviews, 33% would likely recommend, with 89% unfavorable and 4% positive. Consumers cite high price level, frequent customer service failures, billing and refund requests, and exchange/cancellation problems.

Key Takeaways for Future Customers

  • Check recent Cigna reviews for claims and billing experiences before enrolling.
  • Expect long holds and potential difficulty reaching helpful customer service representatives.
  • Document communications when asking for refunds or cancellations.

Negative Feedback / Risk Areas

  • Customer complaints about billing errors, disputed charges, and automatic payment issues.
  • Frequent claim denials, denied payments, and unresolved provider claims causing unpaid balances.
  • Poor phone support, long hold times, and inconsistent representative information.

Positive Feedback

Some customers note benefits and occasional helpful staff, but praise is limited.

View full overview ›

Media from reviews

Cigna - Tinkbell045@***.com
Cigna - Tinkbell045@***.com - Image 2Cigna - Life Policy Claim Review from Tucker, GeorgiaCigna/LINA Big Money Takers, No Money Paid to RecipientsCigna/LINA Big Money Takers, No Money Paid to Recipients - Image 2Cigna/LINA Big Money Takers, No Money Paid to Recipients - Image 3Cigna Long Term Disability
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Jedidja V

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Surabaya, East Java

Worst Health Insurance In the World

AI Highlights
  • - Intake claimed surfing accidents were covered, but policy shows they are not.
  • - Recordings not provided; cancellation requests not fulfilled.

Cigna International Healthcare is a complete scam. They lied on the intake saying that surfing accidents are covered.

After I paid for a full year insurance they send me the policy and that showed that surf accidents are NOT covered. So, I asked for the Sales recordings and filled a complaint. I also request to cancel my policy immediately, I was less than one month into the annual contract. The recordings were never shared.

I could cancel my insurance after 3 months so I requested confirmation but received this yesterday while it is cancelled today, so I had no time to get a new health insurance on time. The fee they calculated is incorrect and only given after cancellation, it is far from the 9 months that are remaining and I did not claim anything. Also no calculation is given, just an amount. My complain was not dealt with and the requested recordings were never given.

I also messaged the CEO and complained about the horrible service.

I never heard back of him. This company is only out to take your money, dont expect anything in return!

Loss:
$1000
Pros:
  • I could cancel after 3 months
Cons:
  • Incorrect info
  • Bad follow ups
  • Horrible complaint handling

Preferred solution: Full refund

User's recommendation: NEVER GO HERE

View full review
Phoebe M Soo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
|

This person supports our platform.

Supporter

Avoid! They are liars and cheats!

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AI Highlights
  • - Plan promised two free cleanings per year; no claims paid.
  • - Office claimed acceptance; support gave conflicting network-status reasons.
Updated by user Aug 26, 2026

After posting numerous complaints, I received an email from a customer service person who told me they would "work to resolve" my complaint. The last time I heard from them was August 20.

Almost a week later, I've had no refund, no follow-up ... nothing.Avoid Cigna Dental if you value your sanity and your money.

Original review Aug 11, 2026
In October 2025, I signed up for this dental insurance after speaking with my periodontist, who assured me that his office accepts Cigna Dental.
However, Cigna Dental has consistently refused to pay claims for my routine cleaning appointments, even though Cigna Dentals website clearly states that my plan included two free cleanings per year.
Cigna Dental has never paid a single claim. When I called on July 10, 2026 to ask why my claims were denied, the so-called customer service person said it was because Dr.

Lemmerman is not in network, even though he personally told me his office accepts Cigna Dental. When I pointed that out to the customer service person, she tried to make excuses, stating at one point, Well, maybe they only take Cigna through employers. After hearing that utter nonsense, I canceled my coverage.
If Cigna Dental had been transparent in their advertising, I never would have signed up for it in the first place.

They are engaged in deceptive business practices.
I wrote to the CEO, Brian Evanko, about this matter. He ignored me.
I had been paying $38 every month for 10 months and got no coverage.
Loss:
$380
Cons:
  • Denied all my claims total waste of money

Preferred solution: Full refund

User's recommendation: I strongly advise others to steer clear of Cigna Dental. They are thieves!

View full review
3 comments
Guest

So your dentist recommended Cigna. What did he say when you told him he was classified out-of-network? Because he received a denial in billing them.

Guest
reply icon Replying to comment of Guest-2995868

He said that they pay very little. In my case, they didn't pay anything.

Guest
reply icon Replying to comment of Guest-2995974

I understand his claim was denied. I'm asking what his response to you was being classified out-of-network.

View more comments (2)
Seung L Lzh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Oakton, Virginia

I cancelled my Cigna health insurance,...

I cancelled my Cigna health insurance, but the monthly fee was still charged. I couldn't find an option on the website to cancel the automatic payment, so I am requesting a refund and asking to have the automatic payment cancelled.

Loss:
$600
Cons:
  • There is almost nothing you can do on the website

Preferred solution: Full refund

View full review
Alonso Ztz

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Horrible customer service, I tried over 3 numbers that they dont work, finally found a number that rang and I was transferred to 4 different departments.

She could not help me with my issue, not that was not in her power and was something done on the provider s end.

View full review
Kathy B Ywb
map-marker Moss Point, Mississippi

Pay premium

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I was trying to pay for premium, but the phone number is not working for customer service. Please help; I don't want my premium to lapse.

Preferred solution: Apology

View full review
Dawn T Gxk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Toledo, Ohio

Patient Claims

Updated by user Apr 28, 2026

I’m not certain what else to do to get these claims paid. Cigna states American Specialty Health is responsible for payment and American Specialty Health says they do not service the counties our clinics are in, therefore, Cigna is responsible for payment.

Original review Apr 13, 2026
Claims are sent to ***. We are contracted with Cigna and American Specialty Health (ASH), whom *** uses for their therapy claims.

Cigna forwards our claims to ASH. ASH denies our claims, stating they do not cover ***, ***, or *** counties, where our clinics are located. *** states *** is responsible for these claims. I resubmit to Cigna with the ASH rejection, and *** denies it for duplicate claims.

I have resubmitted numerous times with documentation from ASH representatives, and still, no payment has been received. I have approximately $30,000 sitting here that I cannot get a resolution for. Calling Cigna does not help, as they continue to tell me ASH is responsible. ASH states Cigna is responsible.

I cannot get anyone on the phone who knows what is happening. It is very frustrating.
Loss:
$30
Cons:
  • Does not pay claims

Preferred solution: Patient claims paid!!

User's recommendation: Don't use Cigna

View full review
Bonnie H Jsk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Marlton, New Jersey

Refusing to send me my EOBs from 2025

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I received a change of monthly charges for my Cigna benefits, which is a $90 increase. I want to review the estimate of benefits for 2025 to determine if it's a fair increase or if it's an overcharge. They're refusing to give me the information.

User's recommendation: Watch out

View full review
Daniel J Yya

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Cigna insurance login

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AI Highlights
  • - Unable to login to Cigna; on hold over an hour with no help.
  • - Agent Henry gave a website and phone; login still fails.

I am unable to login to my Cigna account. I was on hold for more than an hour and finally reached someone.

He did not help me. He just gave me a website and a phone number to try to login. Both were unsuccessful.

I am a retiree from Caterpillar.

My health insurance is moving from Cigna to Healthspring.

YOUR CUSTOMER SERVICE IS ABYSMALLY BAD BAD BAD BAD!!!

I NEED HELP, AND I AM NOT RECEIVING HELP ON YOUR WEB SITE OR TELEPHONE. iT'S JUST DEAD END AFTER DEAD END.

RIGHT NOW I'M ON HOLD AGAIN, AT THE NUMBER THE AGENT "***" gave ME.

"THANK YOU FOR YOUR PATIENCE...A CUSTOMER SERVICE AGENT WITH BE WITH YOU SOON." I HAVE HEARD THAT MESSAGE MORE THAN 10 TIMES.

HELP

HELP

PLEASE PHONE ME AND HELP ME LOGIN.

PLEASE PHONE ME AT ***.

***

***

***

***

Cons:
  • Customer service for claims and systems rest are incompetant

Preferred solution: Assistance with login

User's recommendation: I still have not reached Cigna. I have been on hold for an hour and 20 minutes. I reached an agent earlier and all they did was to give me another phone number where I was placed on hold a 2nd and 3rd time.

View full review
Violeta Tgt

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Bad company

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AI Highlights
  • - Charged an extra $800 before surgery.
  • - I was left with a $47,000 bill after they didn't pay the bills, and I would tell others to stay away.

I had surgery they told me I was good had to pay extra 800 dollars before my surgery for them to no pay the bills leaving with a 47000 dollar bill i would never use this company again and I would definitely tell everyone to stay away

User's recommendation: Stay away

View full review
Florence T Tma

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Customer Service

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AI Highlights
  • - Telephone service is abysmal.
  • - Leaders profit from stock options and would pay more for Humana with better service.

Telephone customer service is abysmal. Third-party contractors from the third world.

English is not their primary language. Cigna customers suffer in order for the CEO and board members to pocket stock option gains. I would rather go with Humana (failing corp) that has great telephone customer service. Yes, I will pay a few thousand more if need be.

Cigna is not there for the customer! The customer is there for Cigna.

Greedy, parasitic, _ _ _!!! None of them care for us.

Cons:
  • Lower out of pocket

Preferred solution: Apology

User's recommendation: Look elsewhere, in the cess pool of Medical Insurance.

View full review
Eleanor S Wyb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I have a very big cost-saving recommendation

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AI Highlights
  • - Invoices are in an envelope in each package.
  • - Invoices are inside packages without envelopes.
  • - Forward to the proper authority; acknowledge receipt.

I get home delivery of my prescriptions through Express Scripts. Each time, an envelope is placed inside the package with invoice information about the medication being delivered.

There is no reason why that information is inside an envelope inside the package. It is an inconvenience to me to open it and throw the envelope away and it is wasteful. Whenever I receive an item I've ordered, whatever it is, the invoice is just placed inside the package without also being inside an envelope. When the man-hours and material are taken into consideration, this is a very costly mistake on the part of whoever made this ill-thought-out decision.

Please forward my comments to the proper authority and stop this impractical, expensive, wasteful and annoying procedure.

I would appreciate a reply acknowledging receipt of this email. Thank you.

Pros:
  • Great service
Cons:
  • Not thinking about cost in certain areas

Preferred solution: Have Express Scripts stop putting their invoice into an envelope into the package.

User's recommendation: If this practice annoys you too, please contact Cigna Customer Service via email also. If enough people express a problem with this, maybe they will do something and save themselves a lot of money in the process.

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Debbie B Pap

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Billing

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I have called several times trying to deal with this issue. Please fix this! I need help, like today.

Loss:
$900
Pros:
  • Customer service

Preferred solution: Full refund

View full review
Susan S Yxo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Providers Beware: Don't Accept Cigna

AI Highlights
  • - Claims take hours and require five calls to get paid.
  • - Reps can't explain why claims are rejected.
  • - I can't accept Cigna due to time and money losses.

You will spend hours trying to get paid for claims that they'll blatantly acknowledge should be paid. I have not gotten a single check from them without at least 5 calls per claim.

The reps can't explain WHY the claims are rejected, so there's nothing you can do to fix it; they just deny them, knowing they'll be making their profit when you finally give up. ProPublica ran a great article about this in March 2023 and nothing has changed. My clients have called, I've called--and still the unwarranted denials trickle in.

I am now unfortunately telling clients with Cigna that I cannot accept their insurance because I can't keep losing time and money. Cigna is doing great for their CEOs and stockholders while taking advantage of everyone else, and ultimately people who need care suffer for it.

Loss:
$7

User's recommendation: Avoid Cigna as a provider and as a customer.

View full review

Insurance Expert Talks

Insurance Claims Tips: What Red Flags to Watch Out

Insurance Claims Tips: What Red Flags to Watch Out

How to file an insurance claim? Why do you need a public adjuster? Vince Perri, CEO of Commercial Claims Advocate, shares his best tips about insurance claims. Find out how to deal with complex residential insurance claims and commercial losses.

Read full article
Vince Perri
Vince Perri

Vince Perri is a Expert Claims Adjuster and CEO of Commercial Claims Advocate. He has over 14 years of experience in handling large commercial losses and complex residential insurance claims.

Grant R Ebo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Rejected inpatient hospitalization for no reason; greedy scammers; unreliable at best

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AI Highlights
  • - Inpatient hospitalization was denied without explanation.
  • - Six reps gave only working on it replies for a month; dates and documents weren't reviewed.

Rejected my inpatient hospitalization resulting from an accident with absolutely no explanation whatsoever. They claimed it was unnecessary to do this hospital stay on an outpatient basis, but I provided them a medical report stating that this is clearly not the case.

There was nothing in any way, shape or form that would allow this to be an outpatient procedure.

They proceeded to give me hollow responses, nothing answers, and a complete runaround for almost 1 full month now. I've spoken to 6 different reps and none provided any real response, other than that they are "working on it" and that they mistook the dates because they never even looked at the reports and bills I sent them.

All confidence I once had in this provider is lost.

They are a scam and cannot be relied on for life-threatening care. They should be ashamed of their business practices.

Loss:
$2000
Pros:
  • Easy to call and signup
Cons:
  • Dishonest and will not pay out claims

Preferred solution: Full refund

User's recommendation: Stay away, luma or april are better

View full review
Yoshiko Yul

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

My prescription refills

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AI Highlights
  • - Refills were sent to Georgia instead of 76092.
  • - I had to get a 30-day emergency supply from Walgreens and request reimbursement.

Despite my instruction to send refills to my address at Zip 76092 my supples have been sent to Georgia leaving me out of stock with essential medication eg Amlodipine Besylate tablets. I have been forced to place an emergency 30 days supply of which with Walgreens as I am leaving on an Alaska Cruiseon 07/25 . Pls ensure reimbursement to Walgreens of the cost of 30 days supply.

View full review
Wanita Vcy

Miscommunication

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AI Highlights
  • - 12:00 7-12-2024: audio was muffled.
  • - The call disconnected; I had to call back.
  • - Name: Jennifer L Smith; unhappy with plan change and Cigna service.

I just got off the phone with a representative that I couldn't hear or understand at 12:00 on 7-12-2024, because of her muffled background, so I had to call back because we got disconnected. Now she has blocked me from ALL of the Cigna customer service numbers, after I verified ALL of my correct contact information.

My name is Jennifer L Smith.

I hate that I changed my plan from the other insurance provider. Cigna customer service is the worst!!!

User's recommendation: You can never understand the customer service representatives. They are very unhelpful when it comes to questions about your plan, and benefits.

View full review

About

Related Companies

Express Scripts, Accredo, Medco, Medco Pharmacy, Cigna Medicare

Summary

Cigna Corporation is a public company. It was founded in 1982 after the merger of two large insurance companies CG and INA. INA was founded in 1792 and sold its first life insurance in 1794. That is why Cigna Corporation is considered to be one of the oldest stock insurance companies in the United States. The insurance company is headquartered in Philadelphia, Pennsylvania. The company provides different insurance products such as life insurance, accident insurance, disability insurance, workers' compensation case management, etc. Cigna Corporation has several divisions including Cigna Healthcare, CIGNA Group Life and Disability, and Cigna International.

Cigna reviews and complaints

Cigna is ranked 366 out of 2463 in Insurance category

Area Served

USA

Payment Methods

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