I am at my wits end with this companies deceitful and crooked practice. They have ripped my life apart while taking my money while unemployed.
for 2 years since my accident I maintained a very expensive policy to have procedures covered I got letters of approvals on. After beginning my surgical procedures they kept denying claims, making my physicians jump through hoops, losing documents, have nothing documented in their system and each denial was unrelated to each other or my claim. it's like they literally chose ANY reason to deny the claim that was irrelevant to me. They approved a claim my doctors began surgery.
I was to go back and finish the other phases of this procedure and Cigna would not approve. I am stuck with a longterm disability unable to go back to work. I have pins hanging out and can not complete the procedure. My LT disability benefits ran out and I am not making any money, I'm still disabled and Cigna will not pay out.
Not only was I not working but they continued to bleed 300 dollars a month out of me for over 2 years and wasted my money while I could have used that toward my procedure.
Horrible unethical company! I can not wait to take these guys to court for all the hardship they've caused.
Product or Service Mentioned: Cigna Disability Insurance.