This is the worst possible medical insurance company to choose.
Customer service people just beat around the bush, leaving you confused and unanswered.
Unfortunately my employer has reached to the bottom of the barrel with Cigna. They denied me of MRI coverage for head and chest, I couldn't use use my health spending account of $300 dollars of money I put in over the past year. Tried to use at 5 different acceptable medical office and denied. I wonder why I even pay these bastards.
They will take you money.
It's better not to have any insurance than to pay these evil corporate thieves. Avoid Cigna healthcare at all cost
Product or Service Mentioned: Cigna Health Insurance.