First I had double pneumonia, doctor realeased me too early. The medical staff at my plant would not let me return to work for 3 weeks after.
Cigna got away with only paying me for 1 week! They said that since my doctor released me, I had to prove a further complication to open a new claim. Now, I have been off for 3 months with a severe chemical imbalance (probably due to stress), accompanied with chronic debilitating migraines. I had to check myself into a behavioral hospital to get them to pay at all, then they insisted I had to follow up with a psychiatrist.
The psychiatrist refused to fill out the leave paperwork so they denied my claim. I appealed and sent paperwork from my general practitioner.
They totally disregarded the gp's notes, saying they didn't follow the proper format! Now I am about to lose my job, my health insurance, and my house!
Review about: Cigna Disability Insurance.