I work for a company for almost a year and paid over $600 a month for insurance through Cigna. The only doctors that were available to me where substandard.
My co-pays wound up costing me as much as normal visits. The glasses I got cost $100 more then once I bought myself without it and were of Cheaper quality. And when I became injured I saw a doctor who put me on short term disability. My company could not hold my job so they terminated me the same day.
Cigna said I was covered because I had called that day. Which is why my boss turned in the paperwork that day. Then weeks later they said I was ineligible because I lost my job the same day I filed my claim. They are not an honorable company.
They will take your money and run. I wouldn't trust them to ensure a child's lemonade stand. The dentist work I got from their program I ended up paying over $2,000 for a crown using their substandard doctor Who totally botched it up. The crown does not fit right and has a gap bigger than my fingernail running along the front and one in tire side.
They have we worked on it 3 times already and it still no good. I will probably lose the tooth.
All I did by paying Insurance to them was force myself into some lousy doctors and paying co-pays which were more than regular visits to a good doctor. My advice is to avoid Cigna insurance at all costs
Product or Service Mentioned: Cigna Health Insurance.
Reason of review: Bad quality.