cigna stinks!!!!! I have been waiting for almost 6 weeks for approval. My case worker never returns my calls when I call her and ask when they will have a decision she says in a few days or by Friday and she still never calls back. My company offered this disability insurance for free to their employees so if your company is offering free insurance thru Cigna tell them
runnnnnn get your own it would be well worth the extra money and tell your employer no thanks to cigna insurance
you almost have to hire a lawyer to fight them.