Cigna Is a Joke..People please stay away from this Company!...They are nothing more than a Scam! they will put a nice package for you but when you need them the most they will deny any coverage!
I am in awe at the lack of customer service and inability for any of their staff to be able to help with any matter. It's like talking to a wall. They keep transferring you from person to person department to department, just waiting for you to get tired upset and hang up the phone.
Cigna is trouble waiting to happen. Stay Away!