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Cigna review in Tewksbury Township, New Jersey: Breast reconstruction 3/2014

Had st 2 breast cancer 3 yrs ago. Lumpectomy, radiation & chemo! Left with chronic pain. P.t. , no help, chiropractor, no help, Accupuncture& deep tissue massage, ( out of pocket, of course) , mild relief. Hadn't slept in 3 yrs!!!! working full time to make ends meet! Finally, couldn't stand it anymore. Decided to have scar. Tissue removed from Ca breast with fat transfer & reduction on opposite side for some kind of symmetry . PLEASE !! Well done on 3/4/14. OMG, What a relief" Pain gone, SLEEPING!!!!! Priceless !!! Now Cigna is denying ALL assoc claims. Saying hospital didn't pre cert , LIE . Plastic surgeon was out of network . well that office called got pre cert , all's a go. Well CIGNE. Will NOT ACKNOLWEDGE PS. Claim DENIED . So here I am, anesthesiologist & pathologist putting me into collections ! Really, let me ask this " WHY AM I PAYING CIGNA EVERY MONTH WHEN all they do is DENY MY CLAIMS !!!! Never mind that there is a law on the N .J. Books stating that all insurance companies Must pay for Breast. Reconstruction for Asymmetry !!! Can Anyone HELP ? I am desperate !!! Pls email me @ jvarcad@gmail.com . Thank U
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Review
#517315 Review #517315 is a subjective opinion of poster.
Service
Cigna Claim
Loss
$35000
Tags
  • Breast Reconstruction

Cigna - Medical Insurance Plan Review

Absolutely & unequivocally the WORST medical insurance plan on the planet. BEWARE of CIGNA'S marriage to MED-SOLUTIONS! At retirement age I've had plenty of opportunities to use and compare medical insurance carriers. I've been covered by both individual & employer policies through Aetna, BCBS, & UHC and have had almost full-time dealings with these carriers since my son was born with a debilitating disease. Believe me, I know all their little tricks. CIGNA'S Claim-processing is pathetic! CIGNA is now in cahoots with a third-party known as MED-SOLUTIONS. By having MED-SOLUTIONS in the mix, they have even more opportunity to DELAY & DENY claims and wear down the claimant! Please DO NOT let these big companies *** and your families. I'm certain their schemes are designed to take advantage of the chaos in our screwed-up healthcare system! Ask and I'll be happy to supply specifics. You have my permission to copy and paste this COMPLAINT AGAINST CIGNA & MED-SOLUTIONS anywhere you wish!!
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Review
#512805 Review #512805 is a subjective opinion of poster.

Not getting my payments from Cigna

I am in need of a hip replacement and in the last two years I struggled with driving to work (so ca freeway) sitting, standing, walking was getting so painful that my DR felt I should be off work until I am able to have surgery, I have sent more than 50 pages of medical records, letters from my Dr. Results of Xrays showing how much my hip and now both hips and my knee is denigrating to the point that I am hardly able to walk more than across the room. I am scheduled for surgery in six to eight weeks. They continue to "review" my claim and then today found out they we not even using the correct insurance coverage that I have. WHAT A RIP this company is. funny the st of ca can understand but they can't.....
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1 comment
Anonymous
#878225

I became ill last October. I have been out of work since last December.

The illness has changed over time and I have no diagnosis yet. Cigna has refused to pay me my disability. If you finally get to speak to someone they have no answers and will tell you that you will get a letter explaining what you need to do. The letter will never come.

Currently I am about to be homeless because I can't pay the rent. I don't know where to turn, I need Help.

Review
#511693 Review #511693 is a subjective opinion of poster.
Service
Cigna Claim

Home Delivery Review

Worst health care insurer in America. Watch out for their home delivery scam. These guys are crooks.
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Review
#504903 Review #504903 is a subjective opinion of poster.

Prescribed Medication Rejected by Cigna and /or Employer

My company recently switched to Cigna for our Health Insurance coverage and upon attempting to fill a prescription that I had previously been getting prescribed by my DOCTOR for well over 3 years and suddenly was rejected for coverage by my pharmacy. The Pharmacy claimed it was denied by my employer. I called my HR dept and they claim it was rejected by Cigna as "not medically necessary". Really? Wow! My insurance company is now overriding my healtcare professional DOCTOR's orders? I spent over 4 hours on the phone with Cigna and my employer and never once got a straight answer and/or an apology but they eventually filled my prescription. Thinking this issue was resolved, the next month the exact same thing happened!!!! I had to call Cigna once again and my Doctor's office to correct the issue all over again!! Unbelievable. This is just another example of the lowering of quality healthcare insurance for us all. If I had a choice, I would not use Cigna. So much for "if you have your insurance, you can keep it".....
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Review
#501388 Review #501388 is a subjective opinion of poster.
Service
Cigna Health Insurance
Loss
$1000

Cigna health care ethics & governance ( oh! really )

Cigna did you and Dr Gary Gartsman of the Fondren Orthopedic Group order Dr Angela McCain to put the shot into Roberts back in order to try to hide the spreading of the localize morphea ( scleroderma ) just like you and the Fondren Orthopedic Group try to cover up the *** surgery, and even to this day you Sickna I mean Cigna and Dr Gary Gartsman of the Fondren Orthopedic Group still deny Robert the fair medical review of that surgery. Bad things can happen in surgery and that's a fact BUT! to still allow Robert to be denied that review and ignore what Dr Angela McCain did to Robert is WRONG and goes against what your company advertises on who they are and how they care about your health. Cigna, show everyone the MRI's that you allowed to be taken away from Robert. Cigna did you know that One Step Imaging in Sugar Land Texas would not give Robert a reading of the thoracic MRI Robert had them take of his back or even give Robert the MRI copy because of what it shows. How sad it is Cigna that after so long Robert is still denied proper health care and proper medical review of the medical problems Robert lives with because of the doctor you sent Robert to for that surgery many years ago. Cigna, closure is a great healer but denied closure makes it worse.
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Review
#499181 Review #499181 is a subjective opinion of poster.
Service
Cigna Health Insurance

Cigna Health Insurance Review

Cigna seems too have a money saving plan keep you too broke to refill b.p.meds then go above and beyond to try to stroke you out
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Review
#499123 Review #499123 is a subjective opinion of poster.
Service
Cigna Health Insurance

Cigna Disability Insurance Review

Have Short Term Disability with Cigna been unable to work since May 6 CASE STILL UNDER REVIEW .ONLY THING YOU CAN COLLECT ARE ATTITUDE. AND LIES
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Review
#499117 Review #499117 is a subjective opinion of poster.
Service
Cigna Disability Insurance

Multiple nightmerish health insurance experiences with Cigna. The worst insurance ever.

We have had so many terrible experiences with Cigna, I don't know where to begin: 1) denied correct imaging test for wife who is a brain tumor survivor with an excuse that is absurd and basically translates into, we wont aprove the more detailed test until there is evidence the tumor is coming back. The whole purpose of the test is to test ahead of time so we can catch it early not when we know its already coming back!!! absurd! (MRI Spectroscopy) 2) We have been fighting with them for EVERY single out of network claim we have, they haven't paid any of them, they keep coming up with excuses for every single one of them and either pay an amount that doesn't even cover 10% of the expense in reality or they keep burying the claims in lies an bureaucracy beyond belief. 3) They first deny every test then take days to re-examine and after days, weeks even months of arguing you might get the actual test approved but to a huge emotional toll.. they really ruin your day.
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1 comment
Anonymous
#828980

completely agree. cigna is the worst insursance ever.

reminds me of the old hmo's. i too have been denied for every single test, mri, scan, etc my DOCTOR has ordered

Review
#494034 Review #494034 is a subjective opinion of poster.
Service
Cigna Health Insurance
Loss
$3000

Charges against your credit card by Cigna without your authorisations.

Cigna will charge you for next year full fee without your authorisation or permission, base on that during the initial process they inform you it will apply. Cigna will send you email that are going to charge you and if you ignore it or you simply do not see it, Cigna will charge full fee for the next year, does not matter if you need it or not. What Cigna do not inform you, is that, you can cancel any policy early and they must return your money for cancelled period. I lost with Cigna a lot US dollar for this knowledge.
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1 comment
Anonymous
#864853

Cigna lied to us when they said our Doctor would be covered. We canceled Ins in July and took an unauthorized premium out in Aug.

Called my bank and have paper work to prove fraud was committed. If no credit comes into my bank account I'm going to take legal action!

Review
#492804 Review #492804 is a subjective opinion of poster.
Service
Cigna Health Insurance
Loss
$3000